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Pulaski Bank Visa/MasterCard |
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Issuer:Pulaski Bank Low ratew No annual fee 0% balance transfers No fee balance transfers Don't be left out in the cold with your current credit card Annual Percentage Rate for Purchases and Cash Advances: 7.99% Annual Percentage Rate for Balance Transfers: 0% APR for 6 billing periods from the posting date of the balance transfer check * Grace Period for Repayment of Balances for Purchases: You have 25 days to repay your balance for purchases before a finance charge on purchases will be imposed. If the new balance is not paid in full within 25 days, a finance charge will apply to both the balance remaining (including current billing cycle transactions) and to all transactions during succeeding billing cycles until the new balance is paid in full. Method of Computing the Balance for Purchases: Average daily balance method (including current transactions). The finance charge for a billing cycle is computed by applying the "Monthly Periodic Rate" to the average daily balance of Credit Purchases, which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle. To get the "Monthly Periodic Rate" applicable to the current billing cycle, the APR in effect is divided by 12. Each daily balance of Credit Purchases is determined by adding to the outstanding unpaid balance of Credit Purchases at the beginning of the billing cycle any new Credit Purchases made on your account, and subtracting any payments as received and credits as posted to your account, but excluding any unpaid Finance Charges. Annual Fees: NONE Minimum Finance Charge: $1.00 Transaction Fee for Purchases: NONE Transaction Fee for Balance Transfers: NONE Transaction Fee for Cash Advances Advances and Other Fees: Cash Advance Fee: None Late Payment Fee: $15 for balance less than $100, $29 for balance of $100 to $1,000, $35 for balance greater than $1,000 Over-the-Credit-Limit Fee: $29.00 Insufficient Check Fee: $29.00 Apply for Pulaski Bank Visa MasterCard |
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If you find an error in your Equifax Credit Report™ or in any of the products that contain information from your file (e.g. Equifax Credit Watch™, Score Power®) you should initiate an investigation with us free of charge using one of the three methods described below.
We will investigate your concerns directly at the source (creditor, collection agency or courthouse), respond to you within 30 days, and send you an updated copy of your Credit Report via US Mail. If you are in the process of applying for a loan, immediately notify your lender of any incorrect information in your file. Your lender will need to reorder your credit file and score once any changes have been made to your information at Equifax. To initiate an investigation, you will need to have a current copy of your Equifax Credit Report™. If you do not have one, you can purchase one online here for immediate online access. You can also call 1-800-685-1111 to receive a copy by mail. |