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SecureTrust® Solutions aid organizations who accept credit cards and seek to attain mandatory PCI compliance. The program includes exhaustive testing which scans for nearly 10,000 vulnerabilities in addition to detailed security consulting and education. SecureTrust® PCI Compliance solutions start at $695 (US) per year.

SAN ANTONIO, TX. (PRWEB) January 19, 2006 -- XRamp Security Services, Inc. has announced their SecureTrust® PCI Compliance solutions to aid in protecting organizations who accept credit card payments from security breaches and fraud. SecureTrust® solutions also assist organizations in protecting themselves from the penalties which can be imposed whenever a breach of cardholder information occurs. Merchants working with XRamp and who maintain current PCI compliance at the time a breach occurs, will not be subject to fines of up to $500,000 (US) per incident, loss of the right to accept credit cards, and responsibility for all financial losses resulting from a breach.

All credit card companies are enforcing the Data Security Standard (DSS) within the Payment Card Industry. XRamp has been designated by Visa and MasterCard as a vendor authorized to certify that a credit card merchant is in compliance with these strict industry standards.

XRamp's SecureTrust services include an exhaustive array of tests that scan for nearly 10,000 vulnerabilities. Tests include a complete port scan, tests for backdoors and trojans, detection of CGI abuses, tests for buffer overflow vulnerabilities, scans for router and firewall weaknesses, tests for denial of service attacks, scans for HTTP and FTP vulnerabilities, and a Windows and Linux user-management review amongst many others.

The SecureTrust® program walks merchants through the steps to achieve compliance. The PCI Compliance process begins with the customer filling out a Self Assessment Questionnaire. Once completed, compliance issues are identified, and through XRamp’s specialized security consulting and support, the customer can begin putting solutions in place. The SecureTrust® program encompasses more than just an opinion of compliance; it includes security awareness, education, and resolution.

SecureTrust® solutions provide merchants with the tools needed to protect themselves from fraud. In addition, the Payment Card Industry DSS certification protects merchants from the enormous fines and penalties which can be imposed upon non-compliant vendors.

Compliance with credit card security standards is not an inconvenience; it is a requirement. SecureTrust® assists in protecting brick and mortar, mail order, and eCommerce organizations from the financial devastation of fraud, and from the equally onerous penalties of which they are subject to if they don't comply with the new data security standards.

SecureTrust® PCI Compliance solutions pricing begins at $695(US) per year for an initial audit and certification, quarterly scan audits, monthly interval audits, and expert security consultation. For more information, contact XRamp Security Services, Inc., 10000 Vista Verde, San Antonio, TX 78255. Internet: http://www.xramp.com/, Phone: 866-775-2378.

A technical white paper is available to editors by calling 866-775-2378. It contains a glossary of industry terms, background information on the extent of the online credit card fraud epidemic, detailed requirements for credit card merchants and service providers at different levels (based upon their annual volumes), and other useful background information.

About XRamp Security Services, Inc.
XRamp is a global leader in providing high-quality security solutions for online merchants, universities, government entities, and any organization requiring secure communications. XRamp was the first Certificate Authority to offer 256-bit SSL certificates.

XRamp has earned authorization from Visa and MasterCard as a
CISP-compliant scanning vendor. In addition, XRamp is a Microsoft Gold Certified Partner, and has earned the AICPA/CICA WebTrust Seal of Assurance for Certificate Authorities two years in a row.

Since its inception in 2001, XRamp has prospered by offering high quality security solutions combined with excellent customer and technical support, making XRamp's services one of the best values in the industry.



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Yes, low APR credit cards are on the rise. Many credit cards are competing for your business to give you the best and lowest rates available today. There are so many credit cards from you to choose from that they are doing all kinds of things to get your attention including lowering their interest rate and giving you no annual fees.

Why is this happening? Because there are so many credit card companies. They all want your business and this is an attractive incentive to get you to apply and own one of their credit cards. If you choose a low APR credit card over one with 19.99 percent you are sure to go with the lower APR.

The only problem is that sometime these 0% and low APR credit cards are only promotional ways to get you to apply and then later your interest rate will rise. Many credit card companies have low APR credit cards for a certain amount of time such as 3 months, 6 months and some up to one year. You will have to compare to find out which one keeps the lower APR after the promotional period to ensure you are getting the best deal around.

No matter what the reason low APR credit cards are here to stay as long as the companies are competing for your business. Just remember to compare everything they offer besides the lower interest rate. You may find that several credit card companies are now offering other wonderful incentives for you to apply with them such as reward programs.

No matter which company you choose, you will enjoy the low APR credit cards even if it is only for a limited time. You will be able to save money on your purchases because you will not have to pay any interest until the promotional period is over. Just be sure your balance is very low when the interest rate kicks in and you will be fine.