Low Intro APR
No Annual Fee
Cash Back
Reward Cards
VISA
Mastercard
Business Credit C.
Balance transfer
Student Credit Cards
Frequent Flyer
Gold Cards
platinum Cards

Advanta
American Express
Bank of America
Bank One
Chase Manhattan
Discover

Bankruptcy
Slow Credit
Average Credit
Excellent Credit

Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.

Balance transfers could be the answer to your prayers, some of the introductory deals on balance transfers are really good, some are offering 0% interest rates for a free period of time anything from 6 months to a full year, some of the credit card companies also offer a low interest rate for the lifetime of the account, which will properly be the best option if the amount you transfer is a large amount and you will not have it paid of within the 0% interest free period.

Most credit card companies are jumping on the band-wagon and introducing the 0% deals, as most people want to save some money where possible and the fact that they don’t have high interests rates has to be a good thing. One word of warning is check that once the 0% interest free period is finished that the APR is lower than your previous card, there are some good credit cards out their including the Capital One No Hassle MasterCard this card offers you a typical APR of 6.9%.

If you where thinking of taking out a loan from a bank it may be cheaper to look at cash withdrawals through your credit card, handling fees are a lot lower than they have been some credit card companies are offering handling fees between 1.5% and 2% some banks can charge up to 20% on loans under £2000 so keep this in mind before you head off to the bank.

One way to make money while you spend it is Cash back credit cards how good does that sound, you can receive money back usually between 0.5%-2% on all the money you spend, the only thing to watch is the APR is usually higher around 3-4%. This card is ideal if you can pay off your credit card before you incur the interest charges, so depending on how much you spend on your card will depend on how much cash back you receive.

Those are just a few ways in which you can save some money on your credit cards, just make sure you check the 0% cards out properly as you don’t want to be costing yourself money, just watch what you’re doing and you’ll come out of these deals with some extra cash.

Peter Kenny is a writer for creditcards-gb For additional articles and an extensive resource for everything about credit cards, please visit us at http://www.creditcards-gb.co.uk and http://www.creditcards2go4.com

Article Source: http://EzineArticles.com/?expert=Peter_Kenny

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Yes, low APR credit cards are on the rise. Many credit cards are competing for your business to give you the best and lowest rates available today. There are so many credit cards from you to choose from that they are doing all kinds of things to get your attention including lowering their interest rate and giving you no annual fees.

Why is this happening? Because there are so many credit card companies. They all want your business and this is an attractive incentive to get you to apply and own one of their credit cards. If you choose a low APR credit card over one with 19.99 percent you are sure to go with the lower APR.

The only problem is that sometime these 0% and low APR credit cards are only promotional ways to get you to apply and then later your interest rate will rise. Many credit card companies have low APR credit cards for a certain amount of time such as 3 months, 6 months and some up to one year. You will have to compare to find out which one keeps the lower APR after the promotional period to ensure you are getting the best deal around.

No matter what the reason low APR credit cards are here to stay as long as the companies are competing for your business. Just remember to compare everything they offer besides the lower interest rate. You may find that several credit card companies are now offering other wonderful incentives for you to apply with them such as reward programs.

No matter which company you choose, you will enjoy the low APR credit cards even if it is only for a limited time. You will be able to save money on your purchases because you will not have to pay any interest until the promotional period is over. Just be sure your balance is very low when the interest rate kicks in and you will be fine.