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MilesEdge® Platinum Visa® Card |
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Issuer:Card issued by FIA Card Services, NA. Card issued by FIA Card Services, NA. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Extended warranty protection. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage recovery. Emergency airline ticket replacement. No liability for unauthorized Internet transactions. Optional personal photo on card. Discounts on auto rentals. Optional Mini Card. See website for additional benefits. *See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99% APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99% APR (Cash Advances): 21.99% Variable* minimum 19.99%. (P+15.99) Finance Configuration: Average Daily Balance (including new purchases)* Annual Fee: $19 Additional Cardholders: $0 Grace Period: 20 Days (Min.) Minimum Credit Limit: $500 Maximum Credit Limit: N/A Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000 Over-The-Limit Fee: $35 Cash Advance Fee: 3%, $10 minimum Balance Transfer Fee: None Reward Program Details: Points per Dollar in net purchases: 1 Point Bonus Miles: 1,000 upon first use Miles Expiration: Up to 5 years (points expire on the last day of your Billing Cycle that closes in December of the fourth calendar year in which they were earned). Yearly Limit on miles you can earn: 75,000 points *See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions Apply for MilesEdge Platinum Visa Card |
Dispute Your Credit Report Online
If you find an error in your Equifax Credit Report™ or in any of the products that contain information from your file (e.g. Equifax Credit Watch™, Score Power®) you should initiate an investigation with us free of charge using one of the three methods described below.
We will investigate your concerns directly at the source (creditor, collection agency or courthouse), respond to you within 30 days, and send you an updated copy of your Credit Report via US Mail. If you are in the process of applying for a loan, immediately notify your lender of any incorrect information in your file. Your lender will need to reorder your credit file and score once any changes have been made to your information at Equifax. To initiate an investigation, you will need to have a current copy of your Equifax Credit Report™. If you do not have one, you can purchase one online here for immediate online access. You can also call 1-800-685-1111 to receive a copy by mail. |