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Below read the detailed information on Free Balance Transfer. If you decided to apply, please use the application link which leads you to the issuer bank's secure form.

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Free Balance Transfer

Free Balance Transfer


APR
n/a
  Issuer:
Transfer a balance from other credit card accounts to your new, low apr credit card and for 9 months from the date your account is opened, you won't pay any interest on the money you move. There is a handling fee for balance transfers - see your summary box for full details. Browse through the low apr balance transfer offers.

Consider free balance transfer if...

  • You’re paying high interest on another credit card or store card. You’ll pay 0% interest on balance transfers for the first 9 months from the date your account is opened. There is a handling fee for balance transfers - see your summary box on the Interest rates page for full details. Typical rate of 15.9% APR (variable) on credit card purchases.
  • You’d like to simplify your finances by having just one credit card
  • You’d like to manage your credit card online using our e-credit card service (it’s easy)



Don't consider it if... - Free balance transfer

  • You have a small or zero balance to transfer from another credit card. One of our other Credit Card deals may be best for you
  • You want to borrow a single, lump sum. Check out our other ways to borrow



Apply for Free Balance Transfer



      

Dispute Your Credit Report Online

If you find an error in your Equifax Credit Report™ or in any of the products that contain information from your file (e.g. Equifax Credit Watch™, Score Power®) you should initiate an investigation with us free of charge using one of the three methods described below.

We will investigate your concerns directly at the source (creditor, collection agency or courthouse), respond to you within 30 days, and send you an updated copy of your Credit Report via US Mail. If you are in the process of applying for a loan, immediately notify your lender of any incorrect information in your file. Your lender will need to reorder your credit file and score once any changes have been made to your information at Equifax.

To initiate an investigation, you will need to have a current copy of your Equifax Credit Report™. If you do not have one, you can purchase one online here for immediate online access. You can also call 1-800-685-1111 to receive a copy by mail.

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